Special Message from VMLS

Our office and call center are closed on Wednesday, June 19, in honor of Juneteenth. You may make a payment online or using our automated pay by phone system.

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Volunteer Mortgage Loan Servicing

We manage home loan accounts on behalf of THDA, your state housing agency.

Check out THDA.org

VMLS Online Payment System

It is free and easy to make your mortgage payments online. Click the button to review the Online Payment Guide.

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Make A Payment

If you're ready to make a payment or need information about how to pay, we're here to make it as quick as possible.
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Tools & Tips

Problems pop up when you're a homeowner. From financial issues to maintenance and repair, we have information to help guide you.
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Tennesseans Serving Tennesseans

When you call VMLS, you are speaking to a mortgage specialist located in Nashville, TN.
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Welcome, Homeowners!

Homeownership is an exciting journey, and we’re here to serve as your personal guide. It’s our mission to keep you on the right path, step by step, month by month, throughout the life of your home loan.

If you’ve been notified that Vol Servicing is responsible for servicing your home loan, welcome aboard!

Contact the Vol Servicing team by phone at 844-VOL-SERV (865-7378).

Get Started