Tennesseans Serving Tennesseans

When you call VMLS, you are speaking to a mortgage specialist located in Nashville, TN. By servicing our loans in-house, we are able to preserve and create more jobs in Tennessee. Many of our servicing vendors are Tennessee owned and operated companies as well. We are thankful for the opportunity to serve our friends and neighbors.

Not Your Typical Mortgage Servicer

Because we are a division of THDA, and not a private bank, profits are invested in Tennessee Housing Programs. We care deeply about supporting THDA housing programs for the elderly, low-income families, disaster victims, and first-time homeowners. VMLS also services under-served areas of Tennessee that are affordable to families through servicing rural loans and manufactured housing loans.

Habitat for Humanity & Non-Profit Loan Servicing

Tennessee Housing Development Agency partners with Habitat for Humanity and other Non-Profit Housing Programs through annual builds and funding for mortgages. Those Habitat & Non-Profit mortgages are proudly serviced by Volunteer Mortgage Loan Servicing through payment processing, escrow management, and customer service. The partnership with Habitat & Non-Profit Housing Programs allows for thousands of affordable housing opportunities in Tennessee.